Thank you for your interest in the NJ Homekeeper Program.

At this time, the “Start Now” button has been disabled and the application for the NJ Homekeeper Program is closed so that staff can process the remaining applications that have been received.

The State of New Jersey, the Department of Community Affairs and the New Jersey Housing Mortgage Finance Agency remain committed to assisting New Jersey homeowners avoid foreclosure and therefore encourage you to visit the website at for further housing assistance and/or to visit a HUD certified Housing Counseling Agency located within your area. A list of HUD Counseling Agencies can be located on the website.

The program is funded through a federal grant from the United States Treasury’s Hardest Hit Fund, awarded to states most impacted by unemployment and underemployment. The New Jersey Housing and Mortgage Finance Agency (NJHMFA) is the official administrator of the program for the State of New Jersey.

Application for the New Jersey HomeKeeper Program is 100% FREE OF CHARGE. Please be aware that this is the ONLY official website for the NJ HomeKeeper program. If you are concerned that you have used a website that is suspicious, STOP immediately and let us know by calling the NJ HomeKeeper toll-free info line at 1(877)496-4951.

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